The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 26, 2023

Filed:

Mar. 22, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Brendan Way, Brooklyn, NY (US);

Kaylyn Gibilterra, New York, NY (US);

Abdelkader M'Hamed Benkreira, New York, NY (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04M 3/436 (2006.01); G06Q 40/02 (2023.01); G06Q 20/32 (2012.01); G06Q 20/42 (2012.01); G06Q 20/40 (2012.01); G06N 5/04 (2023.01); G10L 15/22 (2006.01); G10L 15/00 (2013.01); G06N 20/00 (2019.01); G10L 15/08 (2006.01);
U.S. Cl.
CPC ...
H04M 3/4365 (2013.01); G06N 5/04 (2013.01); G06N 20/00 (2019.01); G06Q 20/3223 (2013.01); G06Q 20/4016 (2013.01); G06Q 20/42 (2013.01); G06Q 40/02 (2013.01); G10L 15/00 (2013.01); G10L 15/22 (2013.01); G10L 2015/088 (2013.01); G10L 2015/223 (2013.01);
Abstract

A user device may output an indication of an incoming call from a calling device. The user device may receive a request to screen the incoming call. The user device may analyze a transcription of voice input, received from the calling device, for one or more keywords related to a request for funds. The user device may output one or more input options, which permit a user of the user device to respond to the request for funds, including an input option to transfer funds from a first account associated with the user device to a second account associated with the calling device. The user device may detect a user interaction with the input option to transfer funds from the first account to the second account. The user device may transmit a request that causes funds to be transferred from the first account to the second account.


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