The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 26, 2023

Filed:

Jun. 11, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventor:

Adithya Gadwale, Falls Church, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04M 1/66 (2006.01); H04L 9/40 (2022.01); H04W 12/06 (2021.01); H04M 3/51 (2006.01); H04L 67/55 (2022.01); H04W 84/04 (2009.01);
U.S. Cl.
CPC ...
H04L 63/0861 (2013.01); H04L 63/0853 (2013.01); H04L 67/55 (2022.05); H04M 3/51 (2013.01); H04W 12/06 (2013.01); H04W 84/042 (2013.01);
Abstract

A system and method are disclosed that leverage multi-factor authentication features of a service provider and intelligent call routing to increase security and efficiency at a customer call center. Pre-authentication of customer support requests reduces the potential for misappropriation of sensitive customer data during call handling. A contactless card uniquely associated with a client may provide a second factor of authentication to reduce the potential for malicious third-party impersonation of the client. Pre-authorized customer support calls are intelligently and efficiently routed in a manner that reduces the opportunity for malicious call interference and information theft.


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