The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 26, 2023

Filed:

Aug. 07, 2020
Applicant:

Mastercard Technologies Canada Ulc, Vancouver, CA;

Inventors:

Sik Suen Chan, Richmond, CA;

Anton Laptiev, Vancouver, CA;

Parin Prashant Shah, Vancouver, CA;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
H04L 29/00 (2006.01); H04L 9/40 (2022.01); H04L 67/306 (2022.01);
U.S. Cl.
CPC ...
H04L 63/0823 (2013.01); H04L 63/04 (2013.01); H04L 63/0861 (2013.01); H04L 63/20 (2013.01); H04L 67/306 (2013.01);
Abstract

A system for utilizing behavioral features to authenticate a user entering login credentials. The system includes an electronic processor configured to receive a request to access a user account and compare behavioral features included in the request to behavioral features included in a user behavior profile associated with the user account. The electronic processor is also configured to, based on the comparison, generate one or more scores. The electronic processor is further configured to, for each of the one or more scores, compare the score to a predetermined threshold and, based on the comparison of the score to the predetermined threshold, adjust a match value. The electronic processor is also configured to compare the match value to one or more predetermined thresholds to determine whether the behavioral features included in the request to access the user account authenticates the user, does not authenticate the user, or is inconclusive.


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