The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 26, 2023

Filed:

Jun. 29, 2020
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Ranjiva Prasad, Hampshire, GB;

Jake Butler, London, GB;

Nidhi Kapoor, London, GB;

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 30/0234 (2023.01); G06Q 20/10 (2012.01); G06Q 20/32 (2012.01); G06Q 30/0207 (2023.01); G06Q 30/0238 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0234 (2013.01); G06Q 20/10 (2013.01); G06Q 20/322 (2013.01); G06Q 30/0215 (2013.01); G06Q 30/0238 (2013.01);
Abstract

Described herein are systems and techniques for providing automatic distribution of transaction-related benefits to an account used to conduct a transaction. In certain embodiments, the system receives transaction details from a transaction processing network as transactions are conducted. The system determines an appropriate benefit provider for a transaction conducted from an account and provides a subset of transaction details to that benefit provider. The benefit provider compares the subset of transaction details to a set of limited transaction details received from a resource provider to identify the transaction and determine a benefit amount, if any, for which the transaction qualifies. The benefit provider then provides the benefit amount to the system, which then causes the transaction processing network to credit the account the benefit amount.


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