The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Dec. 19, 2023

Filed:

Jul. 06, 2020
Applicant:

The Western Union Company, Denver, CO (US);

Inventor:

Kimberly Dunwoody, Parker, CO (US);

Assignee:

The Western Union Company, Denver, CO (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/22 (2012.01); G06Q 20/40 (2012.01); G06Q 40/00 (2023.01); G06Q 40/04 (2012.01); G06Q 20/32 (2012.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/381 (2013.01); G06Q 20/10 (2013.01); G06Q 20/223 (2013.01); G06Q 20/227 (2013.01); G06Q 20/326 (2020.05); G06Q 20/3221 (2013.01); G06Q 20/40 (2013.01); G06Q 40/00 (2013.01); G06Q 40/04 (2013.01);
Abstract

A method includes establishing a first funds transfer account associated with a first device and a second funds transfer account with a second device, funding at least the first fund account, and selecting the second device as the recipient of a funds transfer from the first device. The method further includes sending a communications link request from the first device to the second device and receiving acceptance of the communications link request from the second device. The method then establishes a communications link between the first device and the second device, initiates a funds transfer from the first device to the second device, wherein the amount is designated at the first device, and verifies the funds transfer amount, the first funds transfer account, and the second funds transfer account. Then, the method transfers the amount to the second funds transfer account associated with second device.


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