The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Dec. 05, 2023
Filed:
Dec. 11, 2020
International Business Machines Corporation, Armonk, NY (US);
Shrihari Vasudevan, Chennai, IN;
Sudhanshu Shekhar Singh, New Delhi, IN;
Rakesh Rameshrao Pimplikar, Bangalore, IN;
Gyana Ranjan Parija, Gurgaon, IN;
Jasmina Mohorn, Durham, NC (US);
Didier Denove, Berlin, DE;
Magesh A Narayanan, New Albany, OH (US);
Khalid Siddiqui, Cracow, PL;
INTERNATIONAL BUSINESS MACHINES CORPORATION, Armonk, NY (US);
Abstract
One embodiment provides a computer implemented method, including: receiving information corresponding to a customer of a seller, wherein the information is related to credit information of the customer; generating a credit attribute for the customer with respect to the seller, wherein the generating includes utilizing a plurality of artificial intelligence agents that each analyze at least a subset of the information to each generate an agent version of the credit attribute; and recommending a deferral of at least a portion of a pending invoice of the seller for the customer, wherein a value of the deferral is based upon the credit attribute.