The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 28, 2023
Filed:
Oct. 28, 2021
Applicant:
Wells Fargo Bank, N.a., San Francisco, CA (US);
Inventors:
Bipin M. Sahni, Pleasanton, CA (US);
Balinder Mangat, Castro Valley, CA (US);
David Hatch, Daly City, CA (US);
Assignee:
Wells Fargo Bank, N.A., San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 30/00 (2023.01); G06Q 30/0601 (2023.01); G06Q 40/02 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0609 (2013.01); G06Q 40/02 (2013.01);
Abstract
Systems and methods for processing customer requests to access purchasable items using financial assessments are described. A customer using a mobile device can identify a good of interest and transmit a request to access and test it. A financial institution computing system with a database of customer financial information can generate a financial assessment of the customer and the customer's identified good, which can then be used to determine whether the customer's request should be granted.