The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 28, 2023

Filed:

Mar. 01, 2021
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Ashwin Roongta, East Brunswick, NJ (US);

Aaron Blogg, New York, NY (US);

Yvonne Y. Li, Jersey City, NJ (US);

Leslieann Osborne, North Easton, MA (US);

Anuj Shah, Jersey City, NJ (US);

Thomas A. Sodano, New York, NY (US);

Zhexiao Zhang, New Rochelle, NY (US);

Assignee:

BANK OF AMERICA CORPORATION, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06Q 20/3255 (2013.01); G06N 20/00 (2019.01); G06Q 20/385 (2013.01); G06Q 20/386 (2020.05);
Abstract

Systems, computer program products, and methods are described herein for automatically generating resource distributions. The present invention may be configured to receive a text-based instruction and determine, based on the text-based instruction, a sender alias from which the text-based instruction was sent. The present invention may be configured to determine, based on user data in a user information data structure, a user associated with the sender alias, determine, based on user data associated with the user in the user information data structure and based on predicted distribution elements from a machine learning model, actual distribution elements, and generate, based on the actual distribution elements, a resource distribution.


Find Patent Forward Citations

Loading…