The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 21, 2023
Filed:
Apr. 02, 2019
Scratch Platform, Llc, San Francisco, CA (US);
Christopher Walters, San Francisco, CA (US);
Victoria Zi Gong, San Francisco, CA (US);
SCRATCH PLATFORM, LLC, San Francisco, CA (US);
Abstract
A computer-implemented method for regulating a loan managed by a loan accounting system that includes steps of: detecting a new action affecting a logical history of a loan managed by the loan accounting system, with the new action representing a new event in a loan process of the loan; identifying a first series of events related to the logical history of the loan affected by the new action; automatically calculating states of the loan based on a plurality of actions each associated with an event of the first series of events, wherein at least two of the actions have a causal relationship with one another; and automatically recalculating and updating a physical history of the loan based on the calculated states of the loan with the physical history including a second series of events that is different than the first series of events.