The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Nov. 21, 2023
Filed:
Aug. 09, 2021
Wells Fargo Bank, N.a., San Francisco, CA (US);
Stephen M. Ellis, Tahoe City, CA (US);
Michael J. Kennedy, San Francisco, CA (US);
Ashish Bhoopen Kurani, Hillsborough, CA (US);
Melissa Lowry, San Francisco, CA (US);
Uma Meyyappan, Freemont, CA (US);
Bipin Sahni, Pleasanton, CA (US);
Nikolai Stroke, Gilbert, AZ (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A mobile wallet computer system coupled to a merchant computer system and a mobile device associated with a user includes one or more processors coupled to one or more non-transitory memory devices. The one or more non-transitory memory devices include instructions stored therein that are executable by the one or more processors to cause operations including receiving, from the mobile device, a request to perform a transaction between the user and a merchant associated with the merchant computer system. The operations also include generating and providing to the mobile device a code comprising mobile wallet account information associated with the user. The operations also include receiving, from the merchant computer system, the code, bank account information associated with the merchant, and a purchase amount associated with the transaction. The operations also include authenticating the transaction between the user and the merchant by decoding the code.