The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Nov. 07, 2023

Filed:

Nov. 18, 2021
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Girish Balakrishna Hegde, Fremont, CA (US);

Deepak Dhiman, San Ramon, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04W 12/06 (2021.01); H04L 9/40 (2022.01);
U.S. Cl.
CPC ...
H04W 12/06 (2013.01); H04L 63/0823 (2013.01); H04L 63/0853 (2013.01); H04L 63/10 (2013.01);
Abstract

Systems, methods, and computer readable media for performing mobile interactions using a mobile communication device and an access device without a connection to a data network. An access device can provide the mobile communication device with a value request message requesting access tokens for an interaction. The mobile communication device provides access data including a plurality of access tokens to the access device. The access device can use the access tokens to gain access to value elements stored in data lockers of the mobile communication device. Upon receipt of the value elements, the access device may provide the mobile communication device with access to a resource.


Find Patent Forward Citations

Loading…