The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 31, 2023

Filed:

Jun. 27, 2021
Applicant:

Mark Lawrence, Monrovia, CA (US);

Inventor:

Mark Lawrence, Monrovia, CA (US);

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/40 (2012.01); G06Q 20/10 (2012.01); G06Q 40/02 (2023.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/40145 (2013.01); G06Q 20/102 (2013.01); G06Q 20/3829 (2013.01); G06Q 40/02 (2013.01);
Abstract

The invention teaches a decentralized autonomous organization ('DAO') that manages a network of micro home businesses via a secure communication environment. A service provider curates active and passive income opportunities and provides training courses for worker users. A worker user selects a home configured to enable their preferred income opportunities then applies for a mortgage. The mortgage is pre-approved then a bridge loan is provided for construction. After construction is completed, the mortgage retires the bridge loan. Then the worker user occupies the home business and generates active and passive income to pay off the mortgage. Each micro home business is a node in the DAO. The DAO is maintained through competitive bids from service provider users. Disputes are resolved by arbitrator users. The internet of things is used to enable proactive maintenance.


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