The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 31, 2023

Filed:

Jan. 28, 2021
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Gourab Basu, Half Moon Bay, CA (US);

Michael Mori, San Mateo, CA (US);

Ross Sakata, Foster City, CA (US);

Steven Cracknell, San Mateo, CA (US);

Millie Yee, Santa Clara, CA (US);

Mark Carlson, Half Moon Bay, CA (US);

Patrick Stan, Pacifica, CA (US);

Surendra Keshan, Cupertino, CA (US);

Edward Katzin, San Francisco, CA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/02 (2012.01); G06Q 20/12 (2012.01); G06Q 20/32 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/385 (2013.01); G06Q 20/02 (2013.01); G06Q 20/12 (2013.01); G06Q 20/322 (2013.01); G06Q 20/3672 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/382 (2013.01); G06Q 20/38215 (2013.01); G06Q 20/4016 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Systems, apparatuses, and methods for providing an account token to an external entity during the lifecycle of a payment transaction. In some embodiments, an external entity may be a merchant computer requesting authorization of a payment message. In other embodiments, the external entity may be a support computer providing a payment processing network or a merchant support functions.


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