The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 31, 2023

Filed:

Jun. 23, 2022
Applicant:

Truist Bank, Charlotte, NC (US);

Inventors:

Amy Rose, Chapel Hill, NC (US);

David Stone, Wake Forest, NC (US);

Scott Travis Leith, Apex, NC (US);

William Mark Connolly, Raleigh, NC (US);

Assignee:

Truist Bank, Charlotte, NC (US);

Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); H04L 9/32 (2006.01); H04L 9/00 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/3825 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/4016 (2013.01); H04L 9/3236 (2013.01); H04L 9/50 (2022.05); H04L 2209/56 (2013.01);
Abstract

A transaction system can include a computing device with a communication port, a processor device, and a non-transitory computer-readable storage memory. The communication port can communicate data with other computing devices. The non-transitory computer-readable storage memory includes code that is executable by the processor device to perform operations. The operations include receiving parameters of a transfer, verifying the transfer using a multi-factor authentication process, in response to verifying the transfer, using a private key to countersign the transfer and return, via the communications port, a signed transfer package for execution of the transfer, and providing, via the communications port, the parameters of the transfer and countersign data to an immutable ledger.


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