The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 31, 2023

Filed:

Jan. 18, 2019
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Prashant Sharma, Madison, NJ (US);

Zahir Khoja, Larchmont, NY (US);

James Hicks, Toronto, CA;

Ashwin Chandrasekaran, Edgewater, NJ (US);

Philip Wei Ping Yen, Singapore, SG;

Assignee:
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/363 (2013.01); G06Q 20/347 (2013.01); G06Q 20/3558 (2013.01);
Abstract

A method includes receiving a request for enrollment from a user at a wallet service provider (WSP) computer, and enrolling the user in the WSP computer. A message is transmitted to the user to query the user about accepting payment card account system transactions. A response to the message, from the user, is received in the WSP computer. The WSP computer downloads, to a device operated by the user, a list of acquirer financial institutions. The WSP computer receives, from the device operated by the user, an indication that the user has selected one of the acquirer financial institutions from the list. An application program supplied by the selected acquirer financial institution is downloaded to the device operated by the user.


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