The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 24, 2023

Filed:

Mar. 30, 2022
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Dong Soon Denis Kang, Seoul, KR;

Francois Hribovsek, Singapore, SG;

Swapnil Vasant Mhasde, Singapore, SG;

Guan Heng Christophe Yeo, Singapore, SG;

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 9/40 (2022.01); G06F 21/62 (2013.01); H04W 12/30 (2021.01); G06Q 20/38 (2012.01);
U.S. Cl.
CPC ...
H04L 63/10 (2013.01); G06F 21/62 (2013.01); H04W 12/35 (2021.01); G06Q 20/385 (2013.01);
Abstract

Methods and systems for performing on demand access transactions are disclosed. In one example, the method includes receiving, by a directory service computer from an authorizing computer, a file including a primary access identifiers and virtual access identifiers, the virtual access identifiers not being capable of being used at resource providers to conduct transactions. The method also includes receiving a request to provide an access token that is associated with an account, the request comprising information that identifies the account. The method further includes retrieving a virtual access identifier based on the identifying information; and requesting, by the directory service computer to a token service computer, that the access token be provisioned on the user device or an application computer associated with an application on the user device.


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