Computer-based systems with tools designed for real-time reconfiguring a plurality of distinct databases and methods of use thereof

Abstract

Systems and methods associated with providing user interfaces and back-end processing features for transferring recurring charges from a first account to a second account are disclosed. In one embodiment, an exemplary method may comprise receiving a request from a user to transfer recurring charges from a first account to a second account, generating a first user interface that enables the user to provide account information comprised of a plurality of statements and/or account credentials associated with the first account, determining at least one recurring charge of the first account using the account information, generating a second user interface to display the at least one recurring charge and prompt the user to submit merchant-related credentials associated with the at least one recurring charge, transferring the merchant-related credentials, the at least one recurring charge from the first account to the second account.