The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 24, 2023
Filed:
Feb. 25, 2020
Wells Fargo Bank, NA, San Francisco, CA (US);
Stephen M. Ellis, San Francisco, CA (US);
Michael J. Kennedy, San Francisco, CA (US);
Ashish Bhoopen Kurani, Burlingame, CA (US);
Melissa Lowry, San Francisco, CA (US);
Uma Meyyappan, Fremont, CA (US);
Bipin Sahni, Pleasanton, CA (US);
Nikolai Stroke, Gilbert, CA (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
A computer-implemented system and method that includes receiving, by a messaging hub, a code and a transaction amount from a recipient and determining, by the messaging hub, based at least partially on the code, an account number for a credit card held by a user. The system and method may include receiving, by the messaging hub, funds equaling the transaction amount from the credit card and depositing the funds in an account held by the messaging hub, the funds being received via a four-party credit card transaction in which the messaging hub operates as a merchant and sending the funds from the account held by the messaging hub to an account held by the recipient.