The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 24, 2023

Filed:

Jun. 10, 2019
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Christopher Mark Jones, Villanova, PA (US);

Marc Chalifoux, Toronto, CA;

Sara Knechtel, Philadelphia, PA (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/14 (2012.01); G06Q 40/02 (2023.01); G06F 21/31 (2013.01); G06Q 30/04 (2012.01); G06Q 10/107 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/14 (2013.01); G06F 21/31 (2013.01); G06Q 10/107 (2013.01); G06Q 30/04 (2013.01); G06Q 40/02 (2013.01);
Abstract

Configuring data transfers based on electronic messages. A system includes a communication module, a processor, and a memory. The memory stores instructions that, when executed, configure the processor to: receive, from a client device, an authentication credential and associate the authentication credential with a client record. The processor identifies, based on delegated access to query a message account at a message server, a resource request message associated with the message account using a defined criteria. The processor obtains, based on the resource request message, a resource parameter to define a proposed resource transfer to a recipient entity. The processor generates and transmits, to the client device, a transfer request alert based on the proposed resource transfer for display at the client device. In response to receiving, from the client device, a selection of a selectable option, the processor allocates a resource to the recipient entity.


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