The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 24, 2023

Filed:

May. 28, 2021
Applicant:

Alegeus Technologies, Llc, Waltham, MA (US);

Inventors:

John P. Dibiasi, Sedona, AZ (US);

Douglas L. Norman, Brookfield, WI (US);

Jimmie L. Lindsey, Milwaukee, WI (US);

Assignee:

ALEGEUS TECHNOLOGIES, LLC, Waltham, MA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 10/10 (2023.01); G06Q 40/08 (2012.01); G16H 40/20 (2018.01); G06Q 40/02 (2023.01); G16H 10/65 (2018.01); G06Q 20/10 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 10/10 (2013.01); G06Q 20/10 (2013.01); G06Q 20/34 (2013.01); G06Q 40/02 (2013.01); G06Q 40/08 (2013.01); G16H 10/65 (2018.01); G16H 40/20 (2018.01);
Abstract

A healthcare financial payment system and method are disclosed in which a debit card which may be used by a cardholder to pay for medical products and services is linked with a healthcare-related financial account associated with the cardholder as well as with a non-healthcare-related financial account belonging to the cardholder. The healthcare-related financial account associated with the cardholder may be a Flexible Spending Arrangement (FSA), a Health Savings Account (HSA), or a health reimbursement arrangement (HRA), and the non-healthcare-related financial account associated with the cardholder may be a bank checking or savings account or a credit card. Any expenses for medical goods and services which are not covered by the cardholder's medical insurance may be paid from the cardholder's healthcare-related financial account if the medical goods or services are eligible and if there are funds remaining in the healthcare-related financial account, with any remaining costs being paid for from or charged to the cardholder's non-healthcare-related financial account.


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