The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 24, 2023

Filed:

May. 27, 2021
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Michael E. Toth, Charlotte, NC (US);

Hitesh Shah, Seattle, WA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/45 (2013.01); G06N 20/00 (2019.01);
U.S. Cl.
CPC ...
G06F 21/45 (2013.01); G06F 21/31 (2013.01); G06N 20/00 (2019.01);
Abstract

Aspects of the disclosure relate to dynamically generating activity prompts to build and refine machine learning authentication models. A computing platform may process a first set of login events associated with a first user account and may build a first user-specific authentication model for the first user account. Then, the computing platform may process a second set of login events associated with a second user account and may build a second user-specific authentication model for the second user account. The computing platform also may build a population-level authentication model for a plurality of user accounts. Thereafter, the computing platform may identify one or more activity parameters associated with at least one authentication model for refinement. Subsequently, the computing platform may generate and send one or more activity prompts to one or more client computing devices to request at least one user response.


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