The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 24, 2023
Filed:
Mar. 29, 2021
Bank of America Corporation, Charlotte, NC (US);
Robertson Walters Greenbacker, Charlotte, NC (US);
Tony England, Tega Cay, SC (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
Additional user data in resource transfer event messaging is leveraged for generating customized and refined web browsing experiences. Resource transfer messages are configured to include, not only the user data required to affect the resource transfer, but other user data related to the resource transfer event, such as user preference data. The resource transfer event messages are communicated to a resource storage entity, which stores the other user data in resource transfer event repository. In response to a user authenticating with the resource storage entity and accessing a distributed communication network, such as the Internet or the like, the user records are accessed and the additional user data is used to customize the websites that the user navigates.