The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 17, 2023

Filed:

Jun. 27, 2022
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Peter Ho, San Francisco, CA (US);

Steve Goldyak, Daly City, CA (US);

Sudipta Nadkarni Kitsis, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/40 (2012.01); G06Q 30/0601 (2023.01); G06Q 40/00 (2023.01);
U.S. Cl.
CPC ...
G06Q 20/385 (2013.01); G06Q 20/405 (2013.01); G06Q 30/0635 (2013.01);
Abstract

Systems and methods utilizing payment tokens are provided. One method includes receiving a transaction authorization request including a plurality of transaction conditions; generating a plurality of payment tokens based on the plurality of transaction conditions; provisioning the plurality of payment tokens, each of the payment tokens including at least one transaction condition of the plurality of transaction conditions; receiving a payment token from the plurality of payment tokens based on the plurality of transaction conditions; and transmitting, to a recipient, a payment corresponding to the received payment token.


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