The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 17, 2023
Filed:
Sep. 01, 2022
Applicant:
Capital One Services, Llc, McLean, VA (US);
Inventors:
Minh Le, Bentonville, AR (US);
Parag Jain, Falls Church, VA (US);
Assignee:
Capital One Services, LLC, McLean, VA (US);
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 40/35 (2020.01); H04L 67/1097 (2022.01); G06F 3/04842 (2022.01); H04L 67/50 (2022.01);
U.S. Cl.
CPC ...
G06F 40/35 (2020.01); G06F 3/04842 (2013.01); H04L 67/1097 (2013.01); H04L 67/535 (2022.05);
Abstract
Methods and systems disclosed herein collect user data in real-time and organize them (e.g., using collaborative filtering) into groups (e.g., clusters). The system then determines statistical distributions of observed real-time intents (e.g., based on actual selections made by users) for each group. The system then merges this distribution with existing model predictions (e.g., a model trained on historical training data) to balance between historical and dynamically updated information.