The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 17, 2023

Filed:

Jul. 01, 2021
Applicant:

Consumerinfo.com, Inc., Costa Mesa, CA (US);

Inventors:

Michael Burger, Rancho Santa Margarita, CA (US);

Mark Joseph Kapczynski, Santa Monica, CA (US);

Assignee:

ConsumerInfo.com, Inc., Costa Mesa, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/55 (2013.01); G06F 21/62 (2013.01); H04L 9/40 (2022.01); H04L 67/025 (2022.01); H04L 67/306 (2022.01); H04L 67/53 (2022.01); H04L 67/50 (2022.01);
U.S. Cl.
CPC ...
G06F 21/6245 (2013.01); G06F 21/552 (2013.01); G06F 21/554 (2013.01); H04L 63/1408 (2013.01); H04L 63/1416 (2013.01); H04L 63/1425 (2013.01); H04L 63/1441 (2013.01); H04L 63/1483 (2013.01); G06F 2221/032 (2013.01); H04L 67/025 (2013.01); H04L 67/306 (2013.01); H04L 67/53 (2022.05); H04L 67/535 (2022.05);
Abstract

In an embodiment, a computing system, such as a monitoring computer, receives a request from a user to monitor an account of the user with an online service provider. The request may include personal information and user preferences for one or more protective actions. The system periodically monitors external data sources for indications of changes to personal information associated with the account, and detects changes or attempted changes to personal information associated with the account. The system may determine risk levels associated with detected changes or attempted changes, and transmit a notification to the user via a communication channel selected based on the determined risk level and/or the user preferences. The system may also initiate protective actions, so that further unauthorized access to the account may be prevented.


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