The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 10, 2023

Filed:

Feb. 12, 2021
Applicant:

Mastercard International Incorporated, New York, NY (US);

Inventors:

Amisha Madan, New Delhi, IN;

Saugandh Datta, Greater Noida, IN;

Deepak Agarwal, Gurgaon, IN;

Assignee:
Attorneys:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/00 (2012.01); G06Q 20/40 (2012.01); G06F 16/9035 (2019.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/401 (2013.01); G06F 16/9035 (2019.01); G06Q 20/34 (2013.01);
Abstract

A method and a system for facilitating secure card-based transactions are provided. A payment network server stores a mapping database that is indicative of a mapping between actual card data of a transaction card and a plurality of proxy datasets that are stored in the transaction card. The payment network server receives a transaction request for a transaction that is initiated by way of the transaction card. Instead of the actual card data, the transaction request includes a first proxy dataset as an identifier to the transaction card. The payment network server accesses the mapping database and retrieves the actual card data mapped to the first proxy dataset. The payment network server then communicates the transaction request having the actual card data to an issuer of the transaction card. The issuer processes the transaction based on the actual card data.


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