The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 10, 2023
Filed:
Jul. 28, 2021
Applicant:
Visa U.s.a. Inc., San Francisco, CA (US);
Inventors:
Ayman Hammad, Pleasanton, CA (US);
Patrick Faith, Pleasanton, CA (US);
Mark Carlson, Half Moon Bay, CA (US);
Assignee:
Visa U.S.A. Inc., San Francisco, CA (US);
Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/08 (2012.01); G06Q 20/20 (2012.01); G06Q 20/36 (2012.01); G06Q 20/40 (2012.01); G06Q 30/06 (2023.01); G06Q 20/10 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/382 (2013.01); G06Q 20/085 (2013.01); G06Q 20/20 (2013.01); G06Q 20/3674 (2013.01); G06Q 20/385 (2013.01); G06Q 20/3821 (2013.01); G06Q 20/3829 (2013.01); G06Q 20/40 (2013.01); G06Q 20/401 (2013.01); G06Q 30/06 (2013.01); G06Q 20/105 (2013.01); G06Q 20/204 (2013.01); G06Q 2220/00 (2013.01); H04L 2209/56 (2013.01);
Abstract
Systems and method for improved consumer and portable consumer device authentication are disclosed. Such systems and methods may include using dynamic verification values, challenge questions, and consumer notification as ways to prevent fraudulent transactions from being conducted.