The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 03, 2023
Filed:
Dec. 06, 2019
Bank of America Corporation, Charlotte, NC (US);
Eren Kursun, New York City, NY (US);
BANK OF AMERICA CORPORATION, Charlotte, NC (US);
Abstract
A system for machine learning-derived contract generation is provided. The system comprises: a machine learning engine and a controller configured to: input historical and streaming interaction data into the machine learning engine, wherein the machine learning engine is trained by the historical and streaming interaction data; determine one or more machine learning-derived interaction patterns for a resource transfer between the first user device and the second user device, wherein the one or more machine learning-derived interaction patterns comprise calculated exposure levels for one or more events for completing the resource transfer; based on the machine learning-derived interaction patterns, generate the resource transfer contract for transferring a resource from the first user device to the second user device, wherein the resource transfer contract comprises a sequential flow of the one or more events; and distribute the resource transfer contract to the first user device and the second user device.