The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Oct. 03, 2023
Filed:
May. 19, 2021
Wells Fargo Bank, N.a., San Francisco, CA (US);
Michael Chang, Millbrae, CA (US);
John Chuprevich, Davidson, NC (US);
Kevin R. Cieslak, Novato, CA (US);
Christopher P. Clausen, Novato, CA (US);
Jeffrey A. Cornman, San Francisco, CA (US);
Samuel Downing, Oakland, CA (US);
Bryan Hall, Charlotte, NC (US);
Julio Jiron, San Bruno, CA (US);
Bryan Kroll, San Mateo, CA (US);
Samuel Martin, San Francisco, CA (US);
Traci Nguyen, San Francisco, CA (US);
Virginia Randle, Tega Cay, SC (US);
Priyamvada Singh, San Francisco, CA (US);
Darrell L. Suen, San Ramon, CA (US);
Kenneth L. Wright, Charlotte, NC (US);
Wells Fargo Bank, N.A., San Francisco, CA (US);
Abstract
Systems, methods, and computer-readable storage media utilized for event-based authentication. One method includes recognizing an event and receiving, from a device, a withdrawal request of a user, wherein the withdrawal request includes a captured feature by the device. The method further includes determining that the user is associated with the recognized event using at least a geographic proximity between the event and the withdrawal request, wherein the geographic proximity is a given radius around a location of the event, and wherein the device is within the given radius and adjusting authentication rules based on the determination that the user is associated with the recognized event, wherein the adjustment of the authentication rules includes adjusting a matching threshold between the captured feature and a reference feature. The method further includes processing the withdrawal request for the user based on the adjusted authentication rules.