The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 03, 2023

Filed:

Dec. 03, 2018
Applicant:

Mastercard International Incorporated, Purchase, NY (US);

Inventors:

Derek Humphreys, Dublin, IE;

Alonso Araujo, Dublin, IE;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06Q 20/36 (2012.01); G06Q 20/08 (2012.01); G06Q 30/0601 (2023.01); H04L 51/02 (2022.01); G06Q 20/12 (2012.01); H04L 51/52 (2022.01);
U.S. Cl.
CPC ...
G06Q 20/3672 (2013.01); G06Q 20/0855 (2013.01); G06Q 20/12 (2013.01); G06Q 30/0601 (2013.01); G06Q 30/0609 (2013.01); G06Q 30/0641 (2013.01); H04L 51/02 (2013.01); H04L 51/52 (2022.05);
Abstract

Ordering and purchasing processes are integrated into a messaging session between a user device and a merchant server. Within the messaging session, a dialogue is established between the user device and the merchant server. The merchant server obtains user information in order to communicate with a service provider to establish a transaction with an account associated with the user device. The merchant server obtains order information from the user device by interpretation of the dialogue, and creates an order. The user requests payment, and receives a payment link from the merchant server in order to make a transaction. The user provides payment information including identification of the account associated with the user device for the transaction to the merchant server. Once these actions have taken place, the merchant server uses the order information and the payment information to enable the transaction to be performed using the account.


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