The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Oct. 03, 2023

Filed:

May. 12, 2021
Applicant:

Bank of America Corporation, Charlotte, NC (US);

Inventors:

Michael E. Toth, Charlotte, NC (US);

Xianhong Zhang, Seattle, WA (US);

Hitesh Shah, Seattle, WA (US);

Srinivasa Rao Goriparthi, Bellevue, WA (US);

Assignee:

Bank of America Corporation, Charlotte, NC (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06F 21/31 (2013.01); G06F 21/41 (2013.01); G06N 20/00 (2019.01); H04L 9/40 (2022.01); H04W 12/63 (2021.01);
U.S. Cl.
CPC ...
G06F 21/316 (2013.01); G06F 21/41 (2013.01); G06N 20/00 (2019.01); H04L 63/0876 (2013.01); H04L 63/0892 (2013.01); H04W 12/63 (2021.01);
Abstract

Aspects of the disclosure relate to processing authentication requests to secured information systems using machine-learned user-account behavior profiles. A computing platform may receive an authentication request corresponding to a request for a user of a client computing device to access one or more secured information resources associated with a user account. The computing platform may capture one or more behavioral parameters and activity data associated with one or more interactions with one or more non-authenticated pages. Then, the computing platform may evaluate the one or more behavioral parameters and the activity data using a behavioral profile associated with the user account. Based on this evaluation, the computing platform may identify the authentication request as malicious and may generate and send one or more denial-of-access commands to prevent the client computing device from accessing the one or more secured information resources associated with the user account.


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