The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 19, 2023

Filed:

Aug. 27, 2019
Applicant:

Gemini Ip, Llc, New York, NY (US);

Inventors:

Thomas Hungerford Harrison, San Francisco, CA (US);

Jason Daniel Camp, Oneonta, NY (US);

Assignee:

Gemini IP, LLC, New York, NY (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 30/0226 (2023.01); G06F 9/54 (2006.01); G06Q 20/34 (2012.01); G06Q 20/36 (2012.01); G06Q 30/0207 (2023.01);
U.S. Cl.
CPC ...
G06Q 30/0226 (2013.01); G06F 9/547 (2013.01); G06Q 20/341 (2013.01); G06Q 20/367 (2013.01); G06Q 20/3674 (2013.01); G06Q 30/0215 (2013.01); G06Q 2220/00 (2013.01);
Abstract

Introduced here are computer programs and associated computer-implemented techniques for guaranteeing a cardholder her reward for using a specialized payment card to complete a transaction based on the price of an asset when the transaction actually occurs. Acting as a digital safeguard, the technology ensures that a platform responsible for disbursing the asset will be able to account for ineligible transactions. The technologies described herein may allow the cardholder to benefit from having her reward invested in a lower risk manner. Moreover, these technologies may allow the cardholder to benefit from gains in the value of the asset over the course of a payment cycle in contrast to conventional loyalty programs.


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