The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 19, 2023

Filed:

Jan. 19, 2022
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Anshuman M. Duneja, Oakland, CA (US);

Uma Meyyappan, Fremont, CA (US);

Stanislav Roumiantsev, Albany, CA (US);

Bipin M. Sahni, Pleasanton, CA (US);

Jennifer Toby Whateley, Fremont, CA (US);

Janelle Wolak, San Francisco, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06F 3/04817 (2022.01); G06Q 20/32 (2012.01); G06F 3/0484 (2022.01); G06Q 20/14 (2012.01); H04W 88/02 (2009.01);
U.S. Cl.
CPC ...
G06F 3/04817 (2013.01); G06F 3/0484 (2013.01); G06Q 20/14 (2013.01); G06Q 20/3223 (2013.01); H04W 88/02 (2013.01);
Abstract

A computing device may include a provider application and data defining perceptible elements that provide users with various functionalities in more easily consumable stages. The application may determine that the user is at a first level of sophistication based on user activities and/or circumstances, and present a first set of perceptible elements in response thereto to provide a first set of functionalities. The application may then determine the user is at a second, higher level of sophistication based on subsequent activities and/or circumstances, and present a second set of perceptible elements to provide a second set of functionalities that includes at least one new functionality not provided via the first set of perceptible elements. Applications can be less resource intensive by evolving to strategically tailor available functionality to the circumstances and needs of particular users.


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