The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 12, 2023

Filed:

Oct. 27, 2021
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Sara Rose Brodsky, New York, NY (US);

Abhay Donthi, Cary, NC (US);

Joshua Edwards, Philadelphia, PA (US);

Jennifer Kwok, New York, NY (US);

Tania Cruz Morales, Washington, DC (US);

Jason Zwierzynski, Chapel Hill, NC (US);

Assignee:

CAPITAL ONE SERVICES, LLC, McLean, VA (US);

Attorneys:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 40/00 (2023.01); G06Q 20/40 (2012.01); G06Q 20/20 (2012.01); G06Q 20/22 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/4014 (2013.01); G06Q 20/20 (2013.01); G06Q 20/229 (2020.05);
Abstract

Systems and methods for confirming and/or updating account information are disclosed. The systems and methods may calculate relocation scores based on transaction data and device location data. The relocation scores may be based on locations of the transactions and/or locations of a user device beyond a registered customer address. A relocation score can be calculated based on a quantity of transactions having transaction locations beyond a first predetermined distance from the customer address as determined by transaction location identifiers. A relocation score can be calculated based on an elapsed duration of time since a customer transaction was completed within the first predetermined distance from the customer address.


Find Patent Forward Citations

Loading…