The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 05, 2023

Filed:

Aug. 03, 2021
Applicant:

The Toronto-dominion Bank, Toronto, CA;

Inventors:

Milos Dunjic, Oakville, CA;

David Samuel Tax, Toronto, CA;

Kushank Rastogi, Toronto, CA;

Vipul Kishore Lalka, Oakville, CA;

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 67/06 (2022.01); H04L 41/22 (2022.01); H04L 9/40 (2022.01); H04L 67/01 (2022.01);
U.S. Cl.
CPC ...
H04L 67/06 (2013.01); H04L 41/22 (2013.01); H04L 63/104 (2013.01); H04L 63/20 (2013.01); H04L 67/01 (2022.05);
Abstract

A server computer system, comprises a processor; a communications module coupled to the processor; and a memory coupled to the processor, the memory storing instructions that, when executed, configure the processor to receive, via the communications module and from a client device, a signal including a request to configure a transfer of data to a particular data record; determine that the particular data record is associated with a third party server; obtain a trust score associated with the particular data record; determine that the trust score satisfies trust criteria; and responsive to determining that the trust score satisfies trust criteria, enable one or more transfer features associated with a real-time transfer protocol.


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