The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 05, 2023

Filed:

Apr. 20, 2018
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventors:

Yuexi Chen, Foster City, CA (US);

Simon Hurry, Foster City, CA (US);

Assignee:

VISA INTERNATIONAL SERVICE ASSOCIATION, San Francisco, CA (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); G06Q 20/02 (2012.01); H04L 9/08 (2006.01); H04L 9/32 (2006.01);
U.S. Cl.
CPC ...
G06Q 20/3223 (2013.01); G06Q 20/32 (2013.01); G06Q 20/3829 (2013.01); H04L 9/0894 (2013.01); H04L 9/3226 (2013.01); G06Q 20/027 (2013.01);
Abstract

Described herein are a system and techniques for updating balance information for a disbursement module on a portable device using a transaction module on that same portable device. In some embodiments, each of the transaction module and the disbursement module may be associated with a different transaction processing system. A client device may be used to interact with the transaction module of the portable device via a communication element. In some embodiments, the client device may be configured to receive an account identifier from the transaction module, generate and transmit an authorization request message to an authorization entity, and upon receiving authorization from the authorization entity, cause the transaction module on the portable device to update a balance associated with the disbursement module.


Find Patent Forward Citations

Loading…