The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Sep. 05, 2023

Filed:

Oct. 03, 2019
Applicant:

American Express Travel Related Services Co., Inc., New York, NY (US);

Inventors:

James N. Berry, Brooklyn, NY (US);

Jeffrey A. Chwast, Long Beach, NY (US);

Arvind Dua, Peoria, AZ (US);

Philip B. Hayden, Westfield, NJ (US);

Jahanzeb Jabbar, Rahway, NY (US);

Sireesh B. Kilaru, Phoenix, AZ (US);

Michael L. Sanabria, New York, NY (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/32 (2012.01); G06Q 20/38 (2012.01); H04L 29/06 (2006.01); G06Q 20/10 (2012.01); G06F 16/23 (2019.01); G06Q 40/06 (2012.01); G06Q 20/40 (2012.01); G06Q 20/36 (2012.01); H04W 12/06 (2021.01); H04W 12/08 (2021.01); G06Q 20/24 (2012.01); G06Q 20/14 (2012.01); G06Q 40/03 (2023.01); H04W 4/14 (2009.01); G06F 21/45 (2013.01); G06F 21/31 (2013.01); G06Q 40/02 (2023.01); H04W 12/062 (2021.01); H04W 12/72 (2021.01); G06F 21/32 (2013.01); H04W 60/00 (2009.01); G06Q 20/34 (2012.01); G06F 3/0482 (2013.01);
U.S. Cl.
CPC ...
G06Q 20/24 (2013.01); G06Q 20/14 (2013.01); G06Q 40/03 (2023.01); G06F 3/0482 (2013.01);
Abstract

At least some embodiments of the present disclosure are directed to an exemplary system including an application server; a cache memory storage; and a datastore; where the application server is at least configured to: receive, from one or more web client sessions, real-time user-related activity data that is representative of one or more activities performed by a user during a day; store the real-time user-related activity data in a temporary cache user profile data structure of the at least one cache memory storage; upon the receipt of the real-time user-related activity data, invoke, in real-time, a plurality of APIs that are configured to determine a user-specific eligibility data, generate a fixed activity plan; and attribute, in real-time, an activity performance to the fixed activity plan based on a pre-determined allocating rule.


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