The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 29, 2023

Filed:

May. 10, 2022
Applicant:

Capital One Services, Llc, McLean, VA (US);

Inventors:

Lukiih Cuan, McLean, VA (US);

Eric Loucks, McLean, VA (US);

Joshua Edwards, McLean, VA (US);

Assignee:

Capital One Services, LLC, McLean, VA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
H04L 29/00 (2006.01); H04L 9/40 (2022.01); H04L 9/32 (2006.01); H04W 12/64 (2021.01); H04W 12/63 (2021.01);
U.S. Cl.
CPC ...
H04L 63/107 (2013.01); H04L 9/3271 (2013.01); H04L 63/08 (2013.01); H04L 2463/082 (2013.01); H04W 12/63 (2021.01); H04W 12/64 (2021.01);
Abstract

Disclosed herein are system, method, and device embodiments for implementing location identification in multi-factor authentication (MFA). In an example embodiment, a user service may present a geographic map based on a MFA process, and receive an authentication attempt including a geographic indicator and interaction information. Further, the system may determine whether the authentication attempt was made by a human based at least in part on the interaction information, determine whether the geographic indicator matches an expected response, and send, to an electronic device, an authentication result indicating whether geographic information was determined to be selected by a human and the geographic indicator was determined to match the expected response.


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