The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 29, 2023

Filed:

Jun. 28, 2021
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Alan W. Hecht, Chanhassen, MN (US);

Millicent Calinog, Park City, UT (US);

Deborah L. Canale, Scottsdale, AZ (US);

Imran Haider, San Ramon, CA (US);

Laura Lee Orcutt, Chanhassen, MN (US);

Erik Pilz, San Francisco, CA (US);

Brad Stewart, Danville, CA (US);

Assignee:

Wells Fargo Bank, N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 40/08 (2012.01); G06Q 20/10 (2012.01); G06Q 10/20 (2023.01); G06Q 30/0283 (2023.01);
U.S. Cl.
CPC ...
G06Q 40/08 (2013.01); G06Q 10/20 (2013.01); G06Q 20/10 (2013.01); G06Q 30/0283 (2013.01);
Abstract

A system includes an insurance claim processing circuit having instructions to receive an insurance claim payment request based on an insurance claim regarding an insured entity, evaluate the insurance claim payment request, receive a work progress indicator directly from a contractor device that is operated by a contractor and not the insured entity, the work progress indicator regarding a repair of an insured object associated with the insurance claim payment request, in response to determining a claim amount in the insurance claim payment request is above a predetermined threshold, generate and provide an authorization request including a request to confirm an identity of the contractor, and in response receiving a confirmation of the identity of the contractor, cause dispersal of an amount of funds based on the insurance claim payment request to the insured entity.


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