The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 29, 2023
Filed:
Jun. 27, 2020
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Brian Mark Fields, Phoenix, AZ (US);
Chien Che Huang, Normal, IL (US);
Mohamed A. Wazeer, Normal, IL (US);
Shawn C. Bennett, Le Roy, IL (US);
Steven C. Cielocha, Bloomington, IL (US);
Ronny S. Bryant, Bloomington, IL (US);
Stephen A. Kohaus, Bloomington, IL (US);
Terry Quakenbush, Bloomington, IL (US);
Richard A. Novak, Plano, TX (US);
Aaron Scott Chan, San Jose, CA (US);
Craig M. Main, Allen, TX (US);
Weixin Wu, Normal, IL (US);
Torri Wollenschlager, Bloomington, IL (US);
Carol Marie Csanda, Hudson, IL (US);
Stacey Gorsuch, Bloomington, IL (US);
Todd Binion, Bloomington, IL (US);
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
Abstract
Methods and systems for monitoring use, determining risk, and pricing insurance policies for a vehicle having autonomous or semi-autonomous operation features are provided. In certain aspects, with the customer's permission, a computer-implemented method for updating an autonomous operation feature may be provided. An indication of a software update associated with the autonomous operation feature may be received, and several autonomous or semi-autonomous vehicles having the feature may be identified. The update may be installed within the several vehicles, such as via wireless communication. Also, a change in a risk level associated with the update to the autonomous operation feature may be determined, and an insurance discount may be determined or adjusted. As a result, an insurance discount may be provided to risk averse customers that affirmatively share their vehicle data with an insurance provider, and promptly and remotely receive new versions of software that operate autonomous vehicle safety features.