The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 22, 2023
Filed:
Nov. 17, 2022
State Farm Mutual Automobile Insurance Company, Bloomington, IL (US);
William J. Leise, Normal, IL (US);
Douglas A. Graff, Mountain View, MO (US);
Anthony McCoy, Normal, IL (US);
Jaime Skaggs, Chenoa, IL (US);
Shawn M. Call, Bloomington, IL (US);
Stacie A. McCullough, Bloomington, IL (US);
Wendy H. Clayton, Franklin, TN (US);
Melinda Teresa Magerkurth, Utica, IL (US);
Kim E. Flesher, Normal, IL (US);
Travis Charles Runge, Heyworth, IL (US);
STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY, Bloomington, IL (US);
Abstract
Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, determining fault as part of the subrogation process. An exemplary embodiment may include receiving an electronic notification of a vehicle collision; receiving sensor data (such as telematics, image, audio, vehicle operational, or other sensor data) related to the vehicle collision; determining a percentage of fault of the vehicle collision for one or more vehicles, vehicle systems, and/or drivers based upon, at least in part, analysis of the sensor data collected; and creating a blockchain for the vehicle collision with one or more links to the sensor image data and an indication of the percentage of fault(s) determined to facilitate blockchain-based claim handling.