The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 22, 2023
Filed:
Dec. 31, 2020
Synchrony Bank, Stamford, CT (US);
Lauren Schwartz, Stamford, CT (US);
Nomiki Petrolla, Stamford, CT (US);
Alex Muller, Stamford, CT (US);
Jorge Argueta, Stamford, CT (US);
Maya Mikhailov, Stamford, CT (US);
SYNCHRONY BANK, Stamford, CT (US);
Abstract
Disclosed are systems and techniques for dynamically providing real-time offers. For instance, user eligibility for one or more offers can be determined based on a plurality of dynamic user attributes associated with the user and one or more data sets corresponding to similarly situated users. An input can be received corresponding to an acceptance by the user of at least one offer selected from the one or more offers. In response to receiving the input, an updated plurality of the dynamic user attributes can be retrieved, wherein the dynamic user attributes are constantly updated in real time based on user activity. Based on the updated plurality of dynamic user attributes and the one or more data sets corresponding to the similarly situated user, it can be determined whether the user remains eligible for the at least one offer. An offer confirmation can be sent upon confirming eligibility.