The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 22, 2023

Filed:

Dec. 20, 2019
Applicant:

Wells Fargo Bank, N.a., San Francisco, CA (US);

Inventors:

Chris Theodore Kalaboukis, San Jose, CA (US);

Rameshchandra Bhaskar Ketharaju, Hyderabad, IN;

Joon Maeng, Newcastle, WA (US);

Ramanathan Ramanathan, Bellevue, WA (US);

Abhijit Rao, Irvine, CA (US);

Andres J. Saenz, Cape Coral, FL (US);

Makarand Shivadevuni, San Ramon, CA (US);

Joel Eric Boeder, Maple Grove, MN (US);

Assignee:

Wells Fargo Bank N.A., San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/08 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/085 (2013.01); G06Q 20/401 (2013.01);
Abstract

A distributed device rating system includes a device that is configured to send, to a central authority system, a query to identify at least one other device with which to perform a transaction, where the query specifies one or more criteria associated with the transaction, receive, from the central authority system, an identification of one or more candidate devices with which to perform the transaction, receive rating information associated with the one or more candidate devices, where the rating information identifies at least one characteristic of services previously performed by the one or more candidate devices, determine whether the rating information associated with at least one candidate device of the one or more candidate devices satisfies a rating threshold, and, responsive to determining that the rating information satisfies the rating threshold, initiate, with the at least one candidate device, performance of the transaction.


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