The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 15, 2023

Filed:

Dec. 21, 2020
Applicant:

Block, Inc., San Francisco, CA (US);

Inventors:

Douglas Justin Shearer, Alameda, CA (US);

Matthew Allen Todd, Oakland, CA (US);

Assignee:

BLOCK, INC., Oakland, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/04 (2012.01); G06Q 30/0207 (2023.01); G06Q 20/32 (2012.01); G06Q 20/20 (2012.01);
U.S. Cl.
CPC ...
G06Q 30/04 (2013.01); G06Q 20/202 (2013.01); G06Q 20/322 (2013.01); G06Q 30/0224 (2013.01);
Abstract

Some examples include a payment processing system that receives transaction information of transactions performed between a plurality of merchants and a plurality of buyers, and receives an indication of an invoice generated by a first merchant and payable by a purchasing entity. The payment processing system may determine terms for payment of the invoice based on at least one of: (a) transaction information received from a first computing device of the first merchant configured as a point of sale terminal; (b) transaction information of at least one related merchant determined based on at least one of: a geographic location related to the purchasing entity, or a business type related to the purchasing entity; (c) transaction information of the purchasing entity; or (d) one or more characteristics of the invoice. The payment processing system transmits the terms to the first merchant, and may receive an acceptance from the first merchant.


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