The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 15, 2023

Filed:

Jun. 25, 2020
Applicant:

Visa International Service Association, San Francisco, CA (US);

Inventor:

Abhinav Shrivastava, Redmond, WA (US);

Assignee:

Visa International Service Association, San Francisco, CA (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 20/36 (2012.01); G06Q 20/12 (2012.01); G06Q 20/02 (2012.01); G06Q 20/40 (2012.01); G06Q 20/42 (2012.01); G06Q 20/34 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/3674 (2013.01); G06Q 20/02 (2013.01); G06Q 20/12 (2013.01); G06Q 20/351 (2013.01); G06Q 20/36 (2013.01); G06Q 20/407 (2013.01); G06Q 20/42 (2013.01);
Abstract

The MULTI-PURPOSE VIRTUAL CARD TRANSACTION APPARATUSES, METHODS AND SYSTEMS ('WIP') transform wallet in proxy card generation requests and purchase inputs via WIP components into wallet in proxy card generation notifications and wallet in proxy card-based transaction purchase notifications. In one implementation, the WIP server may receive a transaction authentication request associated with a proxy payment identifier, and then determine that the proxy payment identifier is associated with an electronic wallet. The WIP sever may further obtain a payment identifier associated with the electronic wallet, and authenticate the transaction using the obtained payment identifier associated with the electronic wallet.


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