The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 15, 2023

Filed:

Jun. 18, 2018
Applicant:

Jpmorgan Chase Bank, N.a., New York, NY (US);

Inventors:

Tuan Dao, Richardson, TX (US);

Howard Spector, Woolwich, NJ (US);

Craig Mullaney, Newark, DE (US);

Ayman Hammad, Pleasanton, CA (US);

Stanley M. Devan, Mount Royal, NJ (US);

Soumyajit Ghosh, Lewis Center, OH (US);

Sangameswara Panchomarthi, Bear, DE (US);

Assignee:

JPMORGAN CHASE BANK, N.A., New York, NY (US);

Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G06Q 30/02 (2023.01); G06Q 30/0207 (2023.01); G06Q 20/36 (2012.01); G06Q 20/32 (2012.01); G06Q 20/40 (2012.01);
U.S. Cl.
CPC ...
G06Q 20/36 (2013.01); G06Q 20/322 (2013.01); G06Q 20/40 (2013.01); G06Q 30/0215 (2013.01);
Abstract

System and methods for managing third party tokens and transaction across issuer ecosystems are disclosed. In one embodiment, in an information processing device comprising at least one computer processor, a method for managing payment tokens may include: (1) a first computer program associated with a financial institution and executed by the information processing device accessing a payment token associated with a second computer program executed by the information processing device; (2) the first computer program identifying the payment token as associated with a financial instrument issued by the financial institution; (3) a backend for the financial institution generating an association between the payment token and the financial institution; and (4) the backend for the financial institution communicating the association to an authorization platform for the financial institution.


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