The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 15, 2023
Filed:
Mar. 08, 2019
Mastercard International Incorporated, Purchase, NY (US);
Madhur Ratanlal Mehra, Dubai, AE;
Sara Absar, Karachi, PK;
Shane Lansley Jorge Deniz, Dubai, AE;
Ojo K. Oluwasogo, Lagos, NG;
Francis Montet, Nairobi, KE;
Edwin Kaduki, Nairobi, KE;
Ayansola Akanmu, Nairobi, KE;
MASTERCARD INTERNATIONAL INCORPORATED, Purchase, NY (US);
Abstract
A payment transaction method is provided comprising: providing a 2-dimensional coded representation to a payment giver for identifying the payment receiver; providing a code recognition device to recognize the 2-dimensional coded representation as being associated with the payment receiver; commencing a payment transaction from a payment giver to the payment receiver; wherein the 2-dimensional coded representation is provided to the code recognition device using a non-visual interaction channel, and the 2-dimensional coded representation is recognized using non-visual scanning. Alternatively or additionally, a push request database may be provided which allows a selection to be made between payment using a push request or payment using a 2d coded representation. This selection may be performed by the payment giver, the payment receiver or an arbiter.