The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.
The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.
Patent No.:
Date of Patent:
Aug. 08, 2023
Filed:
Sep. 13, 2019
Jpmorgan Chase Bank, N.a., New York, NY (US);
Donna M. Barrett, Wilmington, DE (US);
Julia Cay, Columbus, OH (US);
Brian Flanagan, Wilmington, DE (US);
Corinne Bigelow, Columbus, OH (US);
Kalpana Jayaraman, Newark, NJ (US);
Laura Yost, Westerville, OH (US);
Paul D. Magasiny, Kennett Square, PA (US);
Steven Fishman, Plainview, NY (US);
Rafid A. Zane, Kendall Park, NJ (US);
Stephanie J. Schrieber, Galena, OH (US);
Bryant R. Barrera, Wesley Chapel, FL (US);
Slobodan Petkovich, Hillsdale, NJ (US);
Matthew D. Matheny, Mount Vernon, OH (US);
Nikhil Dhoble, Plano, TX (US);
JPMORGAN CHASE BANK, N.A., New York, NY (US);
Abstract
Systems and methods for determining whether a voice biometrics credential provides a reliable mechanism for authenticating a user are provided. The method includes receiving at least one set of voice data from the user; determining, based on the received at least one set of voice data, a value of at least one parameter that corresponds to a user-specific voice biometrics credential; obtaining at least one user-specific item of information; accessing at least one business rule that relates to the user; and determining, based on the at least one set of voice data, the at least one user-specific item of information, and the at least one business rule, whether the user-specific voice biometrics credential is usable for authenticating the user.