The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 08, 2023

Filed:

Nov. 15, 2022
Applicant:

Fidelity Information Services, Llc, Jacksonville, FL (US);

Inventors:

William J. Wied, Austin, TX (US);

Aman S. Cheema, Warwickshire, GB;

Manuela Dragan, Westfield, NJ (US);

Stephen E. Dinan, Austin, TX (US);

Assignee:

Fidelity Information Services, LLC, Jacksonville, FL (US);

Attorney:
Primary Examiner:
Assistant Examiner:
Int. Cl.
CPC ...
G06Q 20/38 (2012.01); G06F 16/2452 (2019.01); G06Q 20/40 (2012.01); G06F 16/23 (2019.01);
U.S. Cl.
CPC ...
G06Q 20/389 (2013.01); G06F 16/2308 (2019.01); G06F 16/2452 (2019.01); G06Q 20/401 (2013.01);
Abstract

Systems and methods of executing a real-time electronic transaction by a real-time transaction system are disclosed. One the method includes receiving, by a reconciliation system, a transaction update associated with a transaction request from a transaction network. The reconciliation system may authenticate the transaction update by communicating with an authentication system. The reconciliation system may translate the transaction update into at least another format. The reconciliation system may transmit the transaction update to a notification handler. The reconciliation system may receive transaction data associated with the transaction update from a transaction query system. The reconciliation system may transmit the transaction update to a transaction requestor associated with the transaction data.


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