The patent badge is an abbreviated version of the USPTO patent document. The patent badge does contain a link to the full patent document.

The patent badge is an abbreviated version of the USPTO patent document. The patent badge covers the following: Patent number, Date patent was issued, Date patent was filed, Title of the patent, Applicant, Inventor, Assignee, Attorney firm, Primary examiner, Assistant examiner, CPCs, and Abstract. The patent badge does contain a link to the full patent document (in Adobe Acrobat format, aka pdf). To download or print any patent click here.

Date of Patent:
Aug. 01, 2023

Filed:

Jan. 06, 2020
Applicant:

Massachusetts Mutual Life Insurance Company, Springfield, MA (US);

Inventors:

Adam Fox, Springfield, MA (US);

Sears Merritt, Groton, MA (US);

Marc Maier, Springfield, MA (US);

Assignee:
Attorney:
Primary Examiner:
Int. Cl.
CPC ...
G16H 50/30 (2018.01); G06N 20/00 (2019.01); G06Q 40/08 (2012.01); G16H 40/67 (2018.01); H04W 4/33 (2018.01); H04W 4/029 (2018.01); G16H 10/60 (2018.01); G06N 7/01 (2023.01);
U.S. Cl.
CPC ...
G16H 50/30 (2018.01); G06N 7/01 (2023.01); G06N 20/00 (2019.01); G06Q 40/08 (2013.01); G16H 10/60 (2018.01); G16H 40/67 (2018.01); H04W 4/029 (2018.02); H04W 4/33 (2018.02);
Abstract

Disclosed herein are embodiments of systems, methods, and products comprises an analytic server, which determines user health attributes by tracking the user's behaviors and activities within a predetermined space. The analytic server receives tracking data from a set of sensors installed in the predetermined space. The sensors track a beacon worn by the user. The analytic server determines micro-locations and user behaviors based on the tracking data. The analytic server determines the coordinates of the sensors based on the sensor identifiers and maps the coordinates to regions by referring to a floor plan map. The analytic server determines the user behaviors and activities by aggregating the micro-locations and regions the user visited at different time. The analytic server determines the user's health score based on the micro-locations and user behaviors by executing an artificial intelligence model. The analytic server determines a recommendation of premium based on the health score.


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